Our Three Guiding Principles

Keep it Simple

Strategies For

Simple Retirement

You might think that simple retirement strategies don’t exist. What, with all the different choices and variables involved. But rest assured, they do. Yes, you do have many decisions to make as you enter retirement. Where should you place your money? If you have an IRA, 401(K) or 403(B), or another plan, you might not fully understand how it works. Maybe you want to understand the investments available in your plan. You may be curious about other financial or insurance product options. Where might you get the most favorable outcome for the long run? It seems complicated. But it doesn’t have to be. Simple retirement strategies are available.

Keeping Things Simple

The closer you get to retirement, the more complicated it feels. During your working years, you might’ve been less concerned about your retirement accounts. They often have investments such as stocks and mutual funds. These investments come with risks, of course. But as you’re preparing for retirement, you may want less risk. If the market goes down while you’re working, you might have time to recover. But if the market dips during retirement, you might not have time on your side anymore.

Retirement income should be made simple as well. Most retirees seek an income they know they can count on. It’s important that you fully understand where your money is and how it’s working for you. This is especially true once you’re in retirement. If you know how your money works, you can feel reassured about your retirement strategies, and better attain your retirement goals. Retirement strategies can give you peace of mind.

Safety of principal is possible with products such as IULs and FIAs. Fixed Indexed Annuities (FIAs) can also give you a lifetime of income. No matter what happens in the market, an FIA could insure you still get your income. Some FIAs also allow you to attach an income rider. With an income rider, your income may be able to increase with the rising costs, such as inflation. An FIA may give you a reasonable rate of return over the long term, as well. Using simple retirement strategies may give you protection of principal as well as the rate of return you want.

Here at Turney Financial, we put our clients first. We provide several seminar events, as well as online webinars. You can also reach out to us for a one-on-one review appointment. Nothing overly complex, just straight talk and us providing you with information.

Simple Retirement Strategies

As you reach retirement, take a look at your accounts. Do you understand how your money is working for you? Do you have any questions about your current investments? We recommend you take the time to review it. Don’t let it overwhelm you. We can help you, even if you aren’t entirely sure how to read your statements. Do you have concerns about what could happen to your money when the market drops? We can discuss that with you, too. Safety and simplicity are core values of Turney Financial Group, LLC.

Questions to ask yourself as you enter retirement:

  1. Which accounts are your money in? Which investments? Is your money currently at high risk?
  2. How much of your money is currently safe from market loss?
  3. Can you easily reach your retirement or financial advisor? Do you feel confident in their ability to help you?
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Planning to Keep it Simple

Here at Turney Financial Group, LLC, we believe that educating clients is our duty. You have a right to fully understand all the choices available to you, and the impact those choices might have. The financial industry is complex. However, your retirement can be simple. Are you unsure how your current accounts work? Looking to make things less complex? Our education and information give you the confidence to smooth out your retirement strategies. You deserve to feel confident in your plan for your retirement.

We hold annual client review meetings, in which we discuss any changes in your life and your money. Planning to protect a portion of your wealth is an important step. Ongoing simple check-ins are part of the process as well. Let us help you keep retirement simple and working the way you need it to.

Workshops are available to help you feel certain about your retirement options. Additionally, dinner seminars and online webinars are both available for your convenience. Find out more today. Reserve your spot by calling our office or register online. We’re here to serve you with your simple retirement strategies and financial future.

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